Will my insurance cover all the costs associated with my physical therapy?

It all depends on insurance and the patient’s specific plan with the insurance carrier. Often, there is a deductible that must be met first before insurance makes a payment for your visits. Deductibles vary greatly across plans.   After the deductible is met, patients may be responsible for paying a certain dollar amount for each visit (co-pay) or percentage of the total cost of each visit (co-insurance), until the out-of-pocket amount is met. The out-of-pocket amounts vary. Please check your insurance for details.

Will you bill my insurance?

It is our policy to bill your insurance carrier as a carrier as a courtesy to you. Our practice is committed to providing the best treatment possible, and we charge what is reasonable and customary for our area.

Do you take my insurance?

We accept most major insurance companies and strive to be in network whenever possible. Some of our major accepted insurance companies include BCBS, EBMS, Pacific Source, Cigna, Humana, Allegiance, Medicaid, Medicare, Farmer’s, Montana State Fund, most worker’s compensation companies and many others. Give us a call, we are happy to assist you in answering your health insurance questions.

What is co-insurance?

A share of the payment you make per visit. This amount is a percentage (such as 20%) you pay for each visit.

What is a co-pay?

A payment you make in addition to the payment made by health insurance. This is a set amount you pay per visit (such as $25 per visit).

What is a deductible?

A specified amount you pay before an insurance company will pay on your visit. You are responsible for the full amount of each visit until the deductible is met.